General liability insurance – This policy covers basic third-party risks, such as damage to a client’s home while moving HVAC equipment. Bundle with commercial property insurance for savings in a BOP.
Workers’ compensation insurance – Workers’ comp is required in almost every state for residential and commercial HVAC businesses that have employees. It covers medical costs for work injuries.
Commercial auto insurance – This policy covers property damage and injuries involving HVAC company vehicles, as well as repairs to vehicles damaged by vandalism or weather.
Contractor’s tools and equipment insurance – This policy helps pay for the repair or replacement of an HVAC contractor’s psychrometers, multimeters, and other tools if they are lost, stolen, or damaged.
We extend coverage to individuals and businesses in Oshkosh, WI and surrounding areas.