Businesses with physical locations such as garages, parking lots, or storage areas for vehicle repairs or storage typically require garage insurance. This includes:

• Automotive repair shops
• Body shops
• Tow or impound lots
• Muffler shops
• Transmission shops
• Auto dealerships
• Tire and battery repair facilities
• And more

Auto repair shops, car mechanics, and auto body shops are responsible for fixing vehicles and ensuring their safety while in their possession. Auto repair shops in Oshkosh face several business risks, including:

• Slips and falls
• Worker illness or injury
• Faulty workmanship or parts
• Fire, adverse weather, vandalism, or theft
• Vehicle damage sustained by clients while in your care
• Employee theft or crime
• Business interruption

It would help to have a comprehensive range of business insurance policies to protect your business from these hazards. Also, garage liability insurance and garage keepers insurance help protect your customers' property and your business in case of mishaps, injuries, or property damage.

Since garages offer diverse services, working with an independent insurance agent is crucial to determine if you need specific specialty insurance products. Some essential insurance coverages include:

• Business property insurance
• Commercial General Liability (CGL) insurance
• Business Owners Policy (BOP)
• Employee theft and crime coverage
• Business auto insurance

These specialized products combine relevant business insurance policies into one comprehensive package, which may include:

• Tow Truck Insurance
• Body Shop Insurance
• Repair Shop Insurance
• Muffler Shop Insurance
• Radiator Services Insurance
• Transmission Repair Insurance

To discover how Oshkosh Insurance Agency can assist your auto service and repair shop in Wisconsin, contact us today!